Anyone know about any loan laws that make it so active military cannot be over-charged interest for auto loans?

Anyone know about any loan laws that make it so active military cannot be over-charged interest for auto loans?

I'm US Army, and while i was on leave back home, i purchased a car. it was about 8,000 dollars, and I even with 5000 down, and a military paycheck, which is more consistant than any right now, I still had trouble getting a loan. i fought for the whole week i was on leave and on the last day, they finally got me the loan. i mostly wanted the loan to start gaining my own credit, but it was almost impossible. I had a 638 credit score. Not great, but certainly not horrible. I got the loan at 30 percent interest though for 15 months, and that's over double my down payment. I heard there is a law that makes it so that Military cannot be charged more than 6 or 7 percent interest? Is this true? If it is, or not, what is the best advice for maybe relieving this huge financial burden.

 

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I am looking to purchase term insurance

 

 

Best insurance company for a 16 year old driving a v6 or v8 camaro?

best insurance company for a 16 year old driving a v6 or v8 camaro? my thought is that while a v6 camaro might be reasonable to insure a 16 year old driver with, the v8 wouldbe some unuearthly figure in the 8 digits. i know its based on SO many things, but im just asking if anyone has a HUNCH about what insurance company is the best/cheapest for a teen driving a camaro? assume its a v8, ad it cant get any worse if it ended up being a v6, if you know what i mean. btw dont say american faimily. they wont even insure a person with less than 5 years driving experience driving a v8 camaro AT ALL, let alone at a huge rate. finally, do you think there is any way on earth for insurance for a 16year old driving a (2000 lets just say for example) camaro v8? including all the little bonuses like good grades, clean record, etc. all of which i have. thanks so much for your answers! they REALLY help!

 

 

Car insurance help about fully comprehensive ?

Ok so next month I have to renew my car insurance as it will be my 2nd year driving, I'm third party fire and theft at the minute and I'm planning on going fully comp. Now if I go fully comp and it includes windscreen cover and I use it (as I have a chip and a crack in my windscreen) will that mean I'm claiming on my insurance and will I loose my no claims bonus? If that makes sense.. The plan is to renew my insurance and if I can get my windscreen fixed on the insurance then hopefully it will be ok in the mot which is straight after

 

 

A few questions about SR-22 Insurance?

Alright, so I'm getting slightly annoyed of the DMV as I've visited them three times already an had literally no progress made in all those lame visits... Anyways, I only got insurance so I can drive, but my car has failed smog three times now so that wont be happening and I'm now paying non-owner SR-22 insurance. Here are a few questions I have about the SR-22 and any input would be much appreciated. 1) What are the exact consequences if I choose to cancell my non-owner SR-22 insurance? I acknowledge that I will have to restart the process all over again when I want to reactivate it, but will the price be raised even more and the time frame? 2) Who do I call to find out how long I have to have SR-22 insurance; DMV or Local Court? 3) When does the SR-22 officially get activated, when the judge orders it or when I first started paying for the insurance? (I'm asking this because the insurance company I'm with is saying I shouldn't cancel because it will restart; I got the DUI 2 years ago and acitvated the insurance about 2 mounts ago.) I'm planning on going to a 4 year college so I don't want to be paying not to drive...! *I live in California if that helps you answer the question.

 

 

How much does a 16 year old usually make per month?

If you are working a job 40 hours a week and making 8 dollars per hour how much would you earn in a month deducting taxes and car insurance?

 

 

Misrepresentation of information for auto insurance in the state of florida?

What is the penalty for misrepresentation of information for auto insurance? Does the insured get sued by the car insurance company? Would that stop the insured form getting car insurance later on? Can that result in insurance fraud and if so...What happens then? this is serious so if you do not know the answer, doe not answer. no time for jokes.

 

 

Do insurance rates go up when you break off a side mirror?

backing out of the driveway, I broke off my side mirror, the car is fine but the mirror cracked off, surprisingly the mirror itself didn't break nor was the exterior scratched.. it just cracked off. Anyway, do you know how much it will cost to replace and if my insurance rate will go up? thanks..

 

 

How much is car insurance for a range rover a month?

I'm almost 16 and I wanted to know how much is car insurance for a Range Rover HSE, since that's the car i want.

 

 

HHEELLLPP!!!!! with TEEN car insurance!!?

I would like to either add a 17 year old to an insurance policy or get one specifically for him..... i called geico, but they said they dont insure teens!!! What can i do? THANKS

 

 

How much does your credit rating affect your car insurance premium?

The CSR from my company just told me that continuous coverage is much more of a discount than a good credit rating gives you. So, overall, about what percent do folks in the know think that the credit rating matters?

 

 

What if 21st Century Insurance considers my car totaled?

Ok...My car was parked at my work which is privately owned. An ex employee who was inebriated, backed into the driver's side quarter panel. Now, my car has a HUGE dent and it won't lock. I left it at the body shop and the adjuster told me it might be considered totaled. My car was in immaculate condition, mechanically, as well as cosmetically. In addition, my car has less then 93,000 miles on it. What should I expect? I am a student and I rely on this vehicle for my only means of transport. I know the insurance company is going to take advantage of my ignorance on insurance jargon. PLEASE HELP, I NEED ADVICE!!! Thanks~

 

 

How does car insurance work if someone lends you their car?

I'm 16,licensed. No car at the moment,but I'm insured on my moms car.(mom and dad are seperated). My dad says he'll let me take his car out when I'm over but I'm not on his insurance. Would it cover me since I won't be driving it regularly?or would it not. And if I wrecked would it affect my license? (Tennessee)

 

 

If i got a car as a gift and dont have insurance and a car hits me is that ok?

my friend gave me a car and i dont have insurance, but a guy hit me this morning, will his insurance pay for it?

 

 

What are some affordable health insurance options for those with preexisting conditions, here in Wisconsin?

I have a friend who is 31 years old, and is unable to find health insurance due to the fact that she had a heart attack a few years ago. I'm sure that she is only one of thousands of people in the same situation..but there has got to be some way to get affordable health insurance for her, here in Wisconsin. Is there anyone out there who has been in this situation, and has lucked out in finding affordable health insurance? We have been looking, but as of right now...to no avail.

 

 

Insurance rates for 05 Hyundai Tiburon?

2005 Hyundai Tiburon. 2 door. Coupe. GT V6 4-Spd Auto Would insurance rates be any higher because it's a sport-sy car? And do you know how much it typically is to add another person & car to your insurance?

 

Anyone know about any loan laws that make it so active military cannot be over-charged interest for auto loans?

I'm US Army, and while i was on leave back home, i purchased a car. it was about 8,000 dollars, and I even with 5000 down, and a military paycheck, which is more consistant than any right now, I still had trouble getting a loan. i fought for the whole week i was on leave and on the last day, they finally got me the loan. i mostly wanted the loan to start gaining my own credit, but it was almost impossible. I had a 638 credit score. Not great, but certainly not horrible. I got the loan at 30 percent interest though for 15 months, and that's over double my down payment. I heard there is a law that makes it so that Military cannot be charged more than 6 or 7 percent interest? Is this true? If it is, or not, what is the best advice for maybe relieving this huge financial burden.

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